We can also assist you in these areas:

Life Insurance

Life insurance is one of the best vehicles for leaving a legacy.  It is also a lifesaver if an early death should occur, by providing quick, tax-free cash at a difficult time.  This offers flexibility to your loved ones.

But life insurance can also be a powerful addition to any retirement portfolio.  With permanent life insurance policies, an internal cash value can accumulate, tax-free, over your working year.  At retirement, access to the funds built up inside a policy can be accessed tax-free.

We’re experts in all types of life insurance, and offer free analysis of existing policies to see if there may be new life insurance products that would be more beneficial to you than any current policies.

Click here to send us a message requesting information on life insurance.

International Travel Insurance

If you’re going to be travelling outside the US, it’s a good idea to get an international medical policy.  Your domestic health insurance, including Medicare, may have limited benefits outside the US.  These international travel policies give you access to a large number of pre-screened doctors and hospitals in virtually every country.  And they can be of great benefit in getting a family member to you in a foreign country, or getting you back to the US.

Call us for details, or click here for an immediate quote.


There’s a lot of misinformation out there about annuities.  Ask us for honest, realistic information about various types of annuities.

Annuities are merely a guaranteed stream of income – a monthly check, just like you’d get from Social Security.  Under Social Security rules, a portion of your payroll taxes paid during your working years go into the Social Security system.  Once you file for Social Security retirement benefits, a calculation is made based on your age and your contribution history.  You then get a monthly Social Security check for the rest of your life.

An annuity from an insurance company is quite similar.  It is a contract to provide you with a stream of income based on an amount, or amounts, that you put into the contract.  It’s basically a way to purchase a private pension.

There are many types of annuities, with many features and options.  With many contracts, residual funds at death can be passed on to heirs.  And there are options for an income stream to continue as long as either spouse is alive.

Click here to send us a message requesting information on annuities.